How Much Did Your Hard Earned Money Grow In 2012?

2013 is coming in a few days and it's time for a year-end review of the things that happened in your life, specially your personal finance.

As an employee, my major source of capital is my active income from salary and allowance. I dedicate a portion of this to my savings as a payment for myself, my long-term investment. An expense that will buy my future.

If you also started saving already, how much did it grow in 2012?

If you put your money in a bank savings account, it grew by 0.75% MINUS 20% withholding tax. With this, it’s lunacy to keep your long-term investments in the bank. Yes, put your short-term money and emergency funds in the bank. But NEVER your long-term investments.

If you invested your money in mutual funds, the highest growth achieved was only 8.18%. But for those who invested in the Stock Market, their money grew 20%, 30%, 40% or even more.

Do you want to achieve the highest possible growth of your money for the years to come? Read the following story shared by Bo Sanchez.

It is about this “Financially Ignorant” young woman, named Rowena, who almost doubled her money in 2 years.

Please read Rowena’s amazing story below…
Two years ago, I started investing P3000 to P5000 in the Stock Market. (It becomes P5000 when my very generous Dad gives me money. Thank you Dad!) 
But I was totally ignorant about the Stock Market. So I just followed Brother Bo’s TrulyRichClub’s instructions each month, buying the stocks he recommended through his Stocks Update eReports. 
And in two years, from October 2010 to October 2012, my Dad and I put in a total of P102,000 only. But it’s shocking for me to know that my Stock Market investment now stands at P193,325. That’s 89.53% increase in two years. Or an amazing 44.77% a year!
-- Rowena Mallari, Video Editor
You can be like Rowena and become a multimillionaire in 20 years.


Like Rowena, join the TrulyRichClub and use the Stocks Update eReports that will guide you how to invest in the Stock Market.

By the way, the TrulyRichClub isn’t just about Stock Market investing. That’s only one part. In the TrulyRichClub, aside from teaching people how to grow in their financial life, Bo also teaches people how to grow in their spiritual life. For what’s the use of growing in your finances if you lose your soul?

Being a member of the Truly Rich Club is a good thing. You will learn and develop skills to manage your earnings. You may not succeed or earn big instantly, but because of constant learning and positive outlook in life, success is inevitable.

If you want to be financially literate, join the TrulyRichClub and start creating your millions, click the link below:

Checklist of Application Documents For A General Clinical Laboratory

This is intended for clinical laboratories under the jurisdiction of Center for Health Development 3. Always prepare a duplicate copy of all the documents submitted.

1. Notarized Application for License to Operate a Clinical Laboratory (this form)

2. List of Personnel

3. Photocopies of the following:
3.1. Proof of qualification of the medical and paramedical staff
  • Valid PRC ID
  •  Specialty Board Certificate of the medical staff
  •  Certificate of Training/ Record of Work Experience
3.2. Proof of employment of the medical, paramedical and administrative staff (Contract of Employment must be provided) 
3.3. Current Authority to Practice for government pathologists (AO No. 161 s. 2000)
4. List of Equipment/ Instrument

5. Location Map for the clinical laboratory building

6. SEC/ DTI Registration (for private clinical laboratories) OR Issuance of Board Resolution (for government clinical laboratories)

7. Quality Manual of Clinical Laboratory (to be fully implemented by January 2009)

8. Certificate of Participation in External Quality Assessment Program for the current year and EQAP results of the previous year's participation. (If the certificate is not yet available, please present a copy of the received application form together with the proof of payment)
  • Clinical Chemistry (LCP)
  • Hematology (NKTI)
  • Serology (SACCL)
  • Microbiology (RITM)Certificate of Participation in External Quality Assurance Program
 Please check also the following links:

Required Documents for Clinical Laboratory in the Renewal of License to Operate a Hospital (Updated on October 2012)

Applicant must first request relevant information and prescribed form from the Center for Health Development under whose jurisdiction the hospital is located.

All of the following documents for clinical laboratory section must be submitted before a license to operate can be renewed:
1. List of Personnel (use ANNEX A) 
2. Photocopies of the following:
Proof of qualification of pathologist and medical technologist
2.1 PRC ID
2.2 Board Certificate
2.3 Latest Certificate of Training/Seminar
3. List of Equipment, Reagent, Laboratory Ware and Materials for Specific Test (use ANNEX C) 
4. Quality Manual (changes only) 
5. Certificate of Participation in External Quality Assessment Program for the current year and EQAP results of the previous year's participation. (If the certificate is not yet available, please present a copy of the received application form together with the proof of payment)
5.1 Clinical Chemistry (LCP)
5.2 Hematology (NKTI)
5.3 Serology (SACCL)
5.4 Microbiology (RITM)
6. Notarized letter of intent to comply with the required blood service facility
7. Memorandum of Agreement, if not owned by the hospital

Upon filing of application, the applicant pays the corresponding fees for renewal of License to Operate to the Cashier of the Center for Health Development.

Movement Against Malaria e-News Vol. 7 Issue 2 (October 2012)

From MAM eNews Team

Welcome to another issue of Movement Against Malaria eNews.

The Movement Against Malaria and its implementing partners continue their intensified efforts to fight against malaria during the recently celebrated Local Chief Executives’ Meeting, wherein the next steps towards malaria elimination were thoroughly discussed to achieve the goal of eradicating malaria in the Philippines. Partner government agencies and programs, non-governmental organizations, community leaders and individuals also maintain their various efforts done in the last few months in different parts of the country.

Click to enlarge

(Top) LGU, DOH, WHO, SciP, and PSFI representatives affix their respective logos in the LLIN.
(Bottom: L-R) Romblon Gov. Eduardo Firmalo, Sarangani Gov. Miguel Dominguez, Zamboanga Sibugay Gov. Rommel Jalosjos, Compostela Valley Gov. Arturo Uy,
Ifugao Gov. Eugene Balitang, Mountain Province Gov. Leonard Mayaen, Apayao Gov. Elias Bulut Jr., Palawan Gov. Abraham Mitra, Quirino Gov. Junie Cua, Agusan del Norte Vice Gov. Enrico Corvera.

Read these stories and more in this newest Movement Against Malaria e-News issue.

Happy reading.

Movement Against Malaria e-News Vol. 7 Issue 2 (October 2012)

Training for Drug Testing Laboratory Analysts, November 13 - 15, 2012 Davao City

Seminar/Workshop Updates

The Seminar/Workshop on the Manual of Operations for Analysts of Drug Testing Laboratories organized by the PHILIPPINE ASSOCIATION OF MEDICAL TECHNOLOGISTS, INC. (PAMET) DAVAO CHAPTER is scheduled on November 13 - 15, 2012 .\

For reservation and details please contact:
Mrs. Zenaida M. Banzon
Laboratory Department
Southern Philippines Medical Center
J.P. Laurel Ave., Davao City
Tel. no:(082) 2272731 local 4507

Source: Department of Health, National Reference Laboratory for environmental, occupational health, toxicology, and micronutrient assay. 

Happy Halloween!

May you have a safe and Happy Halloween :)

Photos taken at SM City Clark Cinema Area.

Frankie Funky



Photos: 2012 Malaria Microscopy On-site Supervisory Visit in Central Luzon

Guided by the Malaria Program, microscopy services in the Rural Health Units (RHUs) and hospitals have been strengthened. Barangay Malaria Microscopy Centers (BMMCs) were also established even in remote malarious areas to provide immediate microscopy services.

Microscopy services are provided by existing microscopy centers comprising of the RHUs, hospitals, laboratory facilities and BMMCs. These are manned by microscopists who could either be a medical technologist, a laboratory technician, other health staff or community volunteer worker who underwent special training on malaria diagnosis.

Implementation of quality assurance system is in place to ensure high quality microscopy services at various levels of health care. Part of the QAS is the assessment of microscopy services in health facilities. This is done through a validation of blood films, on-site supervision, feedback and remedial interventions. The purpose is not fault finding but rather to further enhance the skills of the microscopists, and help improve the support system for delivering microscopy services such as checking functionality of microscope, adequacy of laboratory reagents/supplies, recording system, and others.

On-site supervision is an opportunity for both the microscopist and validator (QAS supervisor) to directly interact and discuss blood film cross checking. It also allows the assessment of the working conditions of the laboratory units and support systems in place (e.g. recording, etc) and helps institute corrective measures, as needed.

Check out photos of this year's on-site supervisory visit:

A Visit to the Malaria Microscopy Center of Gabaldon

The malaria microscopy center of Gabaldon, Nueva Ejica is based in the Rural Health Unit.  The laboratory is manned by Ms. Helen Grace A. Parungao who successfully finished the basic malaria microscopy training on 2005.

A faster route to get there is via Concepcion, Tarlac.  Be sure to stop by Eva's Grill for your bladder break and fill your stomach with their satisfying "lutong bahay" meals.  You might wanna try their "inihaw na hito" and "pinapaitan" for your soup.

Getting there will take around two hours of travel.  Upon reaching its vicinity you will enjoy the green scenery along the way.  The mountain and river views will definitely make your ride a joyful one.

Beside the RHU is the newly constructed birthing station.  The building of the facility was made possible through the Department of Health to better serve the people of Gabaldon.

Ms. Jo Pascua and Ms. Helen Parungao

Common in this area are the wind mills for water supply.  An environmental friendly way of conserving energy in pumping water from a deep well instead of using an electric or gas powered motor.

On your way home, you can buy garden stones here for a very low price.  Usually, three sacks will cost a hundred pesos.  But you can always bargain for a discount or bonus if you will buy more sacks.

Photos: Morong Malaria Microscopy Center and Bagac Community Hospital Visit

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